Team Member, SME Product Asset at Access Bank Plc – Lagos, Nigeria

Item	Details
Company	Access Bank Plc
Location	Lagos, Lagos State
Employment Type	Full-Time, On-Site
Salary	Not specified by the employer
Qualification	Bachelor’s Degree in Business Administration, Economics, Finance, or Related Field
Experience	Minimum of 2 years of relevant experience
Application Deadline	Not specified by the employer
Number of Openings	Not specified

About This Opportunity

Access Bank Plc is recruiting a Team Member, SME Product Asset, for its Retail Banking business in Lagos; the vacancy, graded ABO, is live on the bank’s official Workable recruitment portal. The product officer in this role supports the daily administration, origination, processing and monitoring of the bank’s risk asset products — the credit and loan products through which small and medium-sized enterprises borrow from the bank. The work sits at the centre of SME lending: helping to design and roll out loan products, working with relationship managers and credit teams so approved facilities are disbursed smoothly, and watching the performance of loans already on the books so early signs of repayment trouble are flagged in time. It will suit a graduate in Business Administration, Economics, Finance or a related field who has at least two years of relevant experience, a working grasp of credit products, and strong skills in Excel, Power BI or SQL. No closing date is stated on the advert, so apply promptly.

Key Responsibilities

• Support the design, development and rollout of risk asset products, including term and time loans, overdrafts, working capital finance, asset finance, mortgage loans, SME loans and invoice discounting.
• Work with Relationship Managers, Credit Risk Management, Legal and Credit Operations to ensure approved facilities are disbursed smoothly.
• Help prepare marketing proposals aimed at different sectors, and develop product papers and other internal credit-related approvals for review by supervisors.
• Carry out preliminary know-your-customer checks, customer eligibility profiling and credit analysis.
• Monitor how disbursed risk assets are performing, track obligations as they fall due, and flag early warning signs of delinquency.
• Keep product documentation and credit records accurate and in line with Central Bank of Nigeria and internal audit requirements.
• Support data gathering and prepare periodic reports on risk asset portfolio performance, product profitability and risk measures such as portfolio at risk and non-performing loans.
• Provide first-line product support to SME sales officers in branches and, where applicable, to external customers, covering the features, pricing and processes of risk asset products.
• Assist with market research and benchmarking of competitor products within the Nigerian banking industry.

Requirements And Qualifications

• Bachelor’s degree in Business Administration, Economics, Finance or a related field.
• A minimum of 2 years of relevant experience.
• Understanding of risk asset products.
• Familiarity with the Central Bank of Nigeria Prudential Guidelines, IFRS 9 at a basic level, anti-money laundering and counter-financing of terrorism requirements, and credit risk frameworks.
• Proficiency in Microsoft Office, especially Excel, Word and PowerPoint, as well as Power BI and SQL.
• Basic knowledge of credit analysis and foundational financial statement analysis.
• Strong numerical, analytical and problem-solving skills.
• Excellent written and verbal communication skills.
• Attention to detail, accuracy and strong documentation discipline.
• Customer service orientation and good interpersonal skills.
• Integrity, confidentiality and high ethical standards.
• Teamwork and a willingness to learn.

Salary And Benefits

Salary: Not specified by the employer; no figure is stated in the official advert. The advert states the job grade for the role as ABO and notes that only shortlisted candidates will be contacted. No benefits package is stated in the official advert.

How To Apply

1. Open the official advert link below (Access Bank Plc’s listing on its Workable recruitment portal).
2. Read the full advert and confirm you meet the degree and experience requirements.
3. Prepare your CV, making your credit product, credit analysis and reporting experience clear.
4. Complete the online application form on that page and submit it.
5. Apply here: https://jobs.workable.com/view/cUD6Y6aZJ4YVpM4pPgTYy9/team-member%2C-sme-product-asset-in-lagos-at-access-bank-plc

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Our Tips For This Role

• Apply promptly through the official Workable listing: the advert states no closing date, is full-time and on-site in Lagos, and is graded ABO.
• Match the stated bar exactly: a Bachelor’s degree in Business Administration, Economics, Finance or a related field, plus a minimum of two years of relevant experience.
• Name the risk asset products you have worked on: the role covers term and time loans, overdrafts, working capital finance, asset finance, mortgage loans, SME loans and invoice discounting.
• Show the technical toolkit the advert lists: Excel, Power BI and SQL, plus credit analysis, preliminary KYC and customer eligibility profiling.
• Evidence portfolio monitoring work: tracking obligations as they fall due, flagging early warning signs of delinquency, and reporting on portfolio at risk and non-performing loans are core duties here.

About Access Bank Plc

Access Bank Plc is a full-service commercial bank licensed by the Central Bank of Nigeria.
The bank is headquartered in Lagos and serves customers across Nigeria through a large branch and service network.
It operates through business segments that include retail, business, commercial, and corporate and investment banking.
Its Retail Banking business serves individuals and small and medium-sized enterprises with accounts, payments and lending products.
Access Bank also has a presence in other African countries and in the United Kingdom.
The bank was listed on the Nigerian Stock Exchange in 1998.
Access Bank recruits through its official Workable portal, where this vacancy was listed live at verification.

Frequently Asked Questions

What is the application deadline for the Access Bank Team Member, SME Product Asset role?
The employer has not specified a deadline. The advert was published on 5 November 2026 and was still live on 7 November 2026, so apply as early as possible.

What qualification do I need to apply?
A Bachelor’s degree in Business Administration, Economics, Finance, or a related field.

How much experience is required?
A minimum of 2 years of relevant experience, as stated in the official advert.

Where is the role based?
In Lagos, Nigeria. The official listing describes the role as full-time and on-site, in the bank’s Retail Banking area, at job grade ABO.

How much is the salary?
Not specified by the employer; no figure is stated in the official advert.

Verified on 11 November 2026 — apply link checked.

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